Aye Finance empowers south Indian MSMEs to grow and prosper


New-age finance company Aye Finance is delivering business loans against mortgage or simple hypothecation accessible to India’s thriving and underserved MSME sector.

Founded in the year 2014 by bankers Sanjay Sharma and Vikram Jetley, Aye Finance has rapidly grown its footprint through 33 branches spread across India. Recognizing the states of Tamil Nadu and Karnataka as the centres for manufacturing, handloom, and a variety of small-scale industries, Aye Finance has already disbursed loans worth INR 10 crore to the Micro & Small Entrepreneurs in these states.

Aye Finance is driven with a vision to leverage technology and bring about financial inclusion in India.

Aye Finance differentiates itself through a customer selection process that uses technology to enhance efficiency of loan origination and builds a high quality loan portfolio by using data sciences to analyse business and behavioural data. This approach has enabled Aye Finance to offer business loans to deserving micro enterprises who do not have prior credit bureau history. This effective credit appraisal coupled with the use of modern workflow automation and an engaged workforce is helping bridge the gap between the MSMEs and organized lending.

Micro and Small businesses financed by Aye Finance in turn help sustain employment at the bottom of the pyramid. Aye Finance has already impacted an ecosystem of over 100,000 families through its business enterprise loans and it is driven by a vision to impact over 10 million households by 2020 and become an admired player in its space.

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